Niraj who had room mates who had taken loans from different banks was consistently pestered with visits from a recovery agent. In spite of telling him that they had long since relocated, the recovery agent refused to take his word for it and claimed he was one of the defaulters and was pretending that he […]

Sub-prime mortgage has recently been doing the rounds at smoke breaks and tea time conversations. Each individual seems to have their own perception of what subprime mortgage is. Let us come to terms with it through this article.
What exactly is sub-prime mortgage?
It is basically money lent by a lender or bank to an individual who […]

All of us go through financial crises some time. And during such periods we may have delayed certain loan payments or credit card bills. Well, if this has happened to you, there is a lot of bad news in store.