Q1
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which is better ? "personal loan" or "loan against property" ? or other option available with less interest?
Looking for a loan from a Bank. totally in confusion between "personal loan" and the "loan against property"..
the main points I am disturbed with are : "interest rates" and the "pre-payment charges"....as I may wind up the loan before the tenure !
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Asked by suresh k on 2009-04-10 02:04:27. |
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The self-proclaimed 'certified management accountant' took FIVE words to put the lie to that claim. Personal loans are NOT 'usually unsecured'. They are ALWAYS unsecured, by definition. A 'loan against property' is a loan that you have given the lender the right to TAKE the property in case of default. That reduces the risk to the lender. The reduced risk usually means a lower rate. As for 'prepayment charges', REFUSE any loan that includes such charges.
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Answered by STEVEN F on 2009-04-10 03:04:55. |
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A1
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Q2
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Looking for a loan against property ? Contact Simplesolutionspvtltd@gmail.com?
Looking for a Business loan, Home loan, Project loans against property ? Contact Simplesolutionspvtltd@gmail.com
Loans upto Rs/-5,000 Crore available @ 3.5% per annum.
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Asked by Simple Solutions on 2009-09-10 22:09:06. |
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The spam responses to your spam is too funny!
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Answered by teran_realtor on 2009-09-10 23:09:16. |
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Q3
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safe guard you home if a business loan is taken against it?
Is there any way possible to safe guard you home if a business loan is taken against it from bank and you are not in condition to repay you business loan?
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Asked by Ashish on 2009-09-14 16:09:46. |
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First, it depends on what is in the business loan papers.
Did you, as the business owner (or one of the business owners), personally guarantee the loan or use the house as collateral.
If you are not the business owner or did not personally guarantee the loan or use the house as collateral for the business loan, your home should not be part of it.
Second, if you file bankruptcy because of not being able to repay the loan, the home may be shielded in part, under state exemptions.
Third, take out a home equity loan for as much as you can (if you can get the loan), so that there is no profit in trying to get the home from you.
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Answered by Paula on 2009-09-14 16:09:28. |
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Q4
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hi friends i am looking for loan against property, and this is agriculture land next to NH205?
hi friends i am looking for loan against property, and this is agriculture land next to NH205, if any one is there or any one know any pvt comp'y also fien pls let me know
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Asked by Mummadi on 2009-09-29 12:09:27. |
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Are you in dire need of a loan? Have your banks turn your hopes down with their continuous demand for massive collateral deposit requirements for that very important loan you are looking for?
Come to us today as we will help build and become that special part of your dream investment plan!
Applicants should please contact us via company email address: fairinvestmentloans@yahoo.com
To start a proper negotiation of your loan transfer!
Note:
Terms and Conditions Apply!
Signed ;
Management
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Answered by Sharon Trace on 2009-09-29 14:09:02. |
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Q5
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Is there any bank or non bank fin.. institu or pvt firms provide loan against property without income proof ?
Is there any bank (private,mnc,scheduled,cooperative or pvt ltd firms) or non banking financial institutions or any companies provide loans against property (open land and house) without income proof and income tax returns purely on property base? properties in hyderabad,A.P. loan providers can be from anywhere in india?
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Asked by CHAKRI on 2010-02-06 00:02:25. |
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Loan is granted only based on your repayment capacity. They don't give loan for the purpose of acquiring property. So it is doubtful.
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Answered by Veers தமிழ் on 2010-02-07 20:02:44. |
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A5
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Q6
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Who required loan against property, business loan and home loan contact me in Delhi and NCR of India only?
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Asked by Pradeep Kumar S on 2009-02-20 14:02:29. |
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will it be legally or illegally?rate of interest on loan or will it be interest free?or is it a joke?what if one has no property and he want a business loan.
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Answered by RAMESH CHANDRA J on 2009-02-25 15:02:18. |
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Q7
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Loan against property interest????
Hi...I live in Dubai now & had bought a land by taking loan against the FD which I possessed. But I dont remember what was the rate of interest that will be charged..??? I know it will be more than the home loan. but can anybody tell me the rate of interest for laon against saving certificates. I heard it is increased now....
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Asked by VAP_Dubai on 2007-04-23 12:04:57. |
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9% interest
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Answered by rr on 2007-04-23 12:04:15. |
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Q8
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a comparative study of loan against property of different banks?
loan against property policy of different private banks of india. their interest rate their criteria of giving loan ,max loan amount that they give age of person taking loan etc
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Asked by poornima a on 2007-05-21 15:05:38. |
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economic times newspaper might help u out for this
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Answered by sheerin t on 2007-05-21 15:05:14. |
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A8
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Q9
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if bank misplaced the conveyance deed against which they have given the home loan, then what shuld I Do?
I have taken home loan from one bank and now i want to foreclose that loan and transfer the balance to an other bank but previous bank say that he has misplaced my conveyance deed against which he given me the said loan.
1- Then what can I do with that bank.
2- How can I retrieve my conveyance deed as original.
This happened in India So Pls. reply according the Law of India.
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Asked by sanju thakur on 2010-01-23 09:01:36. |
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The government records should show ownership of the property for tax purposes. If you are in the US that would be the county tax office. They should have a recorded copy of the deed and any liens.
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Answered by R T on 2010-01-23 10:01:53. |
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A9
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Q10
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Loan against "flats purchased under home loan scheme"?
I have Purchased 2 flats (ground floor same apartments) thru bank loan. The Value of both the flats when i purchased in 2006 was 15lacs. Now the current value is Rs.30lacs to - Rs.35lacs. I have a need of Rs. 8lacs, is it possible to take a loan against the same property because of its increased value, if not with the same bank thru another financial institution. Appreciate your valuable response.
Thank you.
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Asked by santosh_s20 on 2009-03-04 12:03:40. |
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home loan and mortgage loans are different.
in home loan you cannot get additional loan due to appreciation in prices. rate of interest is low and IT benefits can be availed.
but in mortgage loan it is possible. but rate of interest is high and IT benefits cannot be availed.
one possibility from SBI. if you have availed home loan in SBI and if you need additional loan due to appreciation of value, they give the additional loan as personal loan at the discretion of the manager.
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Answered by Veers தமிழ் on 2009-03-04 13:03:45. |
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A10
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