Q1
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Bajaj Finance two wheeler loan rates? I am planning to purchase new bike next month and exploring more options for getting vehicle loan.
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Asked by on 2011-08-31 13:08:30. |
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Contact any of the nationalised bank where the interst & other charges would be low comparing pvt. financers.
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Answered by on 2011-09-01 01:09:14. |
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A1
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Q2
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Which is the best and cheapest Two wheeler loan in india? I am looking to buy a Tvs Wego.Which is the best and cheapest two wheeler loan in india ?
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Asked by on 2011-05-03 11:05:20. |
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try PNB loan services
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Answered by on 2011-05-03 11:05:55. |
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A2
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Q3
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My two wheeler loan application rejected due to my cibil report? My two wheeler loan application rejected due to my cibil report.
but as per my records and documents the payment have been cleared by me through bank and still there is showing my name is defaulter's list
Now i want to sort it out my problem, please suggest me the way how can solve this issue, or i whr i can contact to know about details of my cibil reports .I take loan from citi financal kolkata .
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Asked by subir2155 on 2010-05-28 12:05:43. |
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Contact the lender who posted the default notice .. ONLY the lender who posted can amend the record (contacting the Credit Ref. Agency is a waste of time).
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Answered by Steve B on 2010-05-28 13:05:47. |
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A3
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Q4
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hi, i want to take two wheeler loan without defaulter check. i have bad credt report from a bank.please sugge? i have done a default for credit card, so is it possible to take any loan from the bank. i do not want to repayment of credit cards. please suggest me how to finance my two wheeler without defaulter check.
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Asked by on 2011-03-14 14:03:41. |
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If you have bad credit report from any bank it will certainly will be added to the CIBIL list. Cibil credit card amounts write off is a condition, which happens after continuous 180 days of default of your credit card dues. Banks write offs your credit card account if you do not make the payment, which is due on your card for 6 months.
However, you will still keep on receiving calls from the collection agency but the account is written is a write off account. It indicates the bad history of a borrower and it stays in your credit report for 7 years according to the rules.
Well, a write off stays in your credit report for 7 years; but the banks have the power to upgrade any debt three times every seven years and this means that it can actually stay in your credit report for complete 21 years. But there is a way out to this and one can improve his/her cibil report by getting rid of this.
The moment you figure that you have a write off account in your credit report, you must immediately contact your lender. Your lender would surely help you if you are showing interest in making the payment and would not treat you badly or as a bad customer. Get the total amount due on you r card calculated with the help of your lender.
You may require presenting the last monthly bill statements received and some other details of your credit card. Follow the instructions and give proper details needed. Your bank will now give the exact figure of amount that you owe to the bank.
Pay this amount and get a no due certificate or payment receipt from your lender. The process is not over yet. You will now have to call up your bank again and request them to update about the full and final payment to the credit bureau. You bank will now update this to cibil and within a span of 40 days, the write off will get cleared from your cibil report and the account would be shown as a normal closed account.
You can contact Cibil directly also, if your bank does not co operate in updating the status to cibil and tell them about your settlement by showing the payment receipt. After some clarifications and enquiries from the lender, the credit bureau will update the same in your report and your report will be clean.
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Answered by nishanth k on 2011-03-14 15:03:21. |
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A4
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Q5
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difference between 2 wheeler bank loan and 2 wheeler finance from showroom? i want to buy bike but dont know if i buy from a dealer in installments or do i take a 2 wheeler loan from bank... what is the diff between the both & what is beneficiary for me.plz advice
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Asked by natural beauty on 2009-06-30 11:06:34. |
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maybe the bank loan cheaper because you deal directly with out commision
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Answered by Digital Zorro on 2009-06-30 11:06:22. |
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A5
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Q6
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I want two wheeler loan from PNB bank so pLz inform and guide me regarding the Procedure.? I want two wheeler loan from PNB bank so pLz inform and guide me regarding the Procedure.?
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Asked by jitender on 2010-04-22 18:04:19. |
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go to a PNB branch and apply for the loan - or you can probably initiate the process online
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Answered by Zarg222 on 2010-04-22 18:04:57. |
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A6
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Q7
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Looking for two wheeler loan? Hi all, I need a bike and I am looking for someone who can lend me some money, or any two wheeler loan, can anyone suggest a bank that charges less rate of interest?
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Asked by on 2011-12-28 15:12:45. |
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A7
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Q8
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Two Wheeler Loan or Personal Loan...??? Actually i planned to buy a two wheeler worth rupees 55000. I can't prepare the amount for the down payment, if i'm going for two wheeler loan. May i take a personal loan for that. Then i can pay the full amount for the two wheeler. Which one is best is there any problems... Help please.
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Asked by Doubtman on 2008-04-18 14:04:34. |
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There are so many uses for old secured personal loans, and the chances are you will be able to get one quickly and easily. It's a common idea that only homeowners can get loans from finance companies. That just isn't true, most people can apply for, and receive an unsecured personal all kinds of uses. You can get loans from a few hundred pounds, up to £25,000, unsecured. These loans can be used to buy a new car, a holidayday loan, and some companies let you apply online. The interest rate you pay will be made very clear to by the broker before you sign anything. As will the amount of the monthly payment, and how long you have to make those payments for. Any quality broker will go out of his way to make sure you understand these rules.
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Answered by Saige on 2008-04-19 06:04:49. |
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A8
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Q9
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can anyone give advice on from which bank will it be better to avail a two wheeler loan with lowest interest? i want to know first of all if it will be better to opt for nationalised bank or private bank. and if i want approx a loan amount of 40000 for 2 years repayment time which bank will be a better option?banks like sbi or canara etc or icici hdfc etc?vehicle amount is 53000.and is the procedure for getting loan from nationalised banks very difficult(like do a third party has to certify that he will repay if i cant pay the loan and all).after considering service charge, interest, documentation charge etc. which bank will be better to choose ?
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Asked by anoop on 2007-08-30 15:08:32. |
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FROM ANY NATIONALISED BANK
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Answered by RAMAN IOBIAN on 2007-09-02 13:09:32. |
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A9
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Q10
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Hi, I Have A Two-Wheeler Loan Calc Sheet In Excel, it;s A Superbe. I Wanto To Sell It so where can i sell it ? You can do in Advance Tenure Scheme & LTV & LCR & etc....All Of Two-Wheeler Market's Scheme
you can do in it.
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Asked by on 2009-11-28 19:11:45. |
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I think There are several Programs in Loan Calculations. It may not be possible to have much
response/Demand for your Excel format Program.However, You can Place Adds it in several Add sites. Specifying its specialties with a Demo Link.!
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Answered by vasudharealtors on 2009-11-28 20:11:49. |
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A10
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