Q1
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Is home better or Loan against property better? Are the rates of interest different?
I want to buy a 3 bedroom house and i have a old 2 bedroom house which i thought i can mortgage?Would it be better to apply for a new home loan or should i mortgage the old property?
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Asked by mtom on 2008-07-18 19:07:01. |
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Your question is unclear.
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Answered by bud68 on 2008-07-18 20:07:46. |
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A1
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Q2
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Who required loan against property, business loan and home loan contact me in Delhi and NCR of India only?
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Asked by Pradeep Kumar S on 2009-02-20 14:02:29. |
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will it be legally or illegally?rate of interest on loan or will it be interest free?or is it a joke?what if one has no property and he want a business loan.
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Answered by RAMESH CHANDRA J on 2009-02-25 15:02:18. |
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A2
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Q3
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Is home loan interest no limit exemption applicapble for a property where my parents live?
I have taken a home loan for a property at my native where my parents live.I am staying in Chennai at a rented house.Shall i claim the whole interest(more than 150000) i am paying for the home loan since the property is not self occupied.And also shall i claim HRA exemption for the rent i am paying
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Asked by SABARINATH on 2009-07-20 14:07:00. |
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As long as you have not rented out the house, even if you keep it vacant it is deemed 'self-occupied'.
You are eligible for tax benefit on interest of Rs 1.5 L.
You can claim HRA exemption if you are receiving HRA in your salary.
The actual HRA deduction, u/s 10(13A), you will be entitled to will be the least of the following:
•The actual amount of HRA received.
•40% of salary. This increases to 50% if you are renting out the house in Delhi, Mumbai, Chennai or Kolkata.
•Rent paid minus 10% of salary (basic component + dearness allowance)
HMT
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Answered by HMT on 2009-07-22 02:07:51. |
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A3
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Q4
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How to claim tax benefits for home loan for a property in wife's name?
we constructed a house in a plot which was in my wife's name. We both got the loan jointly. My wife has resigned her job after that. Now how can i claim the tax exemption for the home loan on a property in wife's name?
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Asked by Dinesh k on 2010-01-27 15:01:54. |
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To claim tax benefits for home loan:
1. You have yo be co-owner of property and
2. You have yo be co-borrower of loan
HMT
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Answered by HMT on 2010-01-27 18:01:14. |
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A4
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Q5
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Looking for a loan against property ? Contact Simplesolutionspvtltd@gmail.com?
Looking for a Business loan, Home loan, Project loans against property ? Contact Simplesolutionspvtltd@gmail.com
Loans upto Rs/-5,000 Crore available @ 3.5% per annum.
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Asked by Simple Solutions on 2009-09-10 22:09:06. |
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The spam responses to your spam is too funny!
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Answered by teran_realtor on 2009-09-10 23:09:16. |
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A5
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Q6
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hi friends i am looking for loan against property, and this is agriculture land next to NH205?
hi friends i am looking for loan against property, and this is agriculture land next to NH205, if any one is there or any one know any pvt comp'y also fien pls let me know
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Asked by Mummadi on 2009-09-29 12:09:27. |
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Are you in dire need of a loan? Have your banks turn your hopes down with their continuous demand for massive collateral deposit requirements for that very important loan you are looking for?
Come to us today as we will help build and become that special part of your dream investment plan!
Applicants should please contact us via company email address: fairinvestmentloans@yahoo.com
To start a proper negotiation of your loan transfer!
Note:
Terms and Conditions Apply!
Signed ;
Management
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Answered by Sharon on 2009-09-29 14:09:02. |
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A6
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Q7
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Suppose My Mother owns a house property in a town. Can I buy it from my mother taking Home loan from bank?
* My Question is that whether this purchase is possible.
* Can I able to get the Tax benifit from the Home Loan?
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Asked by EconomyClass on 2007-10-22 14:10:57. |
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yes you can buy the house from your mother and get it registered in your name.
you will get a loan
you can claim all benefits ( income tax wise ) on the loan amount and interest to be paid on that.
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Answered by delta on 2007-10-23 06:10:05. |
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A7
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Q8
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Is there any bank or non bank fin.. institu or pvt firms provide loan against property without income proof ?
Is there any bank (private,mnc,scheduled,cooperative or pvt ltd firms) or non banking financial institutions or any companies provide loans against property (open land and house) without income proof and income tax returns purely on property base? properties in hyderabad,A.P. loan providers can be from anywhere in india?
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Asked by CHAKRI on 2010-02-06 00:02:25. |
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Loan is granted only based on your repayment capacity. They don't give loan for the purpose of acquiring property. So it is doubtful.
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Answered by Veers தமிழ் on 2010-02-07 20:02:44. |
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A8
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Q9
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Loan against property interest????
Hi...I live in Dubai now & had bought a land by taking loan against the FD which I possessed. But I dont remember what was the rate of interest that will be charged..??? I know it will be more than the home loan. but can anybody tell me the rate of interest for laon against saving certificates. I heard it is increased now....
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Asked by VAP_Dubai on 2007-04-23 12:04:57. |
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9% interest
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Answered by rr on 2007-04-23 12:04:15. |
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A9
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Q10
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which bank get me home loan without approved map bcoz property is more than 30 yrs old with no approved map?
it is possible to get a home loan or reverse martgage loan from bank when u dont have approved map of property but have registry of property.property is 30 yrs old when there is no need to approve a map
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Asked by trilochan s on 2008-09-30 02:09:01. |
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A10
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