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Terms and Conditions Governing Membership
[Subject to revision by LoanWala from time to time]
DEAR USER,

PLEASE READ THESE TERMS AND CONDITIONS BEFORE REGISTRATION.

By registering on LoanWala, you explicitly understand and agree that: The minimum age for registering is 18 years. You are not disabled by any law from entering into a contract. You have gone through the Terms and Conditions and agree to be bound by them.

Conditions of Use
Welcome to LoanWala. LoanWala and its affiliates provide their services to you subject to the following conditions. If you visit or sign up at LoanWala, you accept these conditions. Please read them carefully. In addition, when you use any current or future LoanWala service or visit or any business affiliated with LoanWala, whether or not included in the LoanWala Website, you also will be subject to the guidelines and conditions applicable to such service or business.

PRIVACY
Please review our Privacy Policy, which also governs your visit to LoanWala.com, to understand our practices.

ELECTRONIC COMMUNICATIONS
When you visit LoanWala or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

COPYRIGHT
All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of LoanWala or its content suppliers and protected by Indian and international copyright laws. The compilation of all content on this site is the exclusive property of LoanWala and protected by Indian and international copyright laws. All software used on this site is the property of LoanWala or its software suppliers and protected by Indian and international copyright laws.

And other marks indicated on our site are registered trademarks of LoanWala or its subsidiaries, in the India, United States and other countries. Other LoanWala graphics, logos, page headers, button icons, scripts, and service names are trademarks or trade dress of LoanWala, or its subsidiaries. LoanWala's trademarks and trade dress may not be used in connection with any product or service that is not Loanwala.com, in any manner that is likely to cause confusion among customers or in any manner that disparages or discredits LoanWala. All other trademarks not owned by LoanWala or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by LoanWala or its subsidiaries.

LICENSE AND SITE ACCESS
LoanWala grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of LoanWala. This license does not include any resale or commercial use of this site or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of this site or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of LoanWala. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of LoanWala and our affiliates without express written consent. You may not use any Meta tags or any other "hidden text" utilizing the LoanWala name or trademarks without the express written consent of LoanWala.com. Any unauthorized use terminates the permission or license granted by LoanWala. You may not use any LoanWala logo or other proprietary graphic or trademark as part of the link without express written permission.

YOUR ACCOUNT
If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. LoanWala and its affiliates reserve the right to refuse service, terminate accounts, remove or edit content, or cancel subscription in their sole discretion.

Kindly note that, your membership in LoanWala is for your sole, personal use. You may not authorize others to use your membership and you may not assign or transfer your account to any other person or entity.

You will not post or transmit any content, information or trademarks without the prior consent of the person holding its proprietary or licensed rights. LoanWala will not in any way be responsible or answerable to any ction brought by any person arising out of your acts as described above.

LoanWala reserves the right but is not obligated, to edit, delete, eclipse or withhold display of such content or information as it deems fit in the light of the rules prescribed above.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY
THIS SITE IS PROVIDED BY LOANWALA.COM ON AN "AS IS" AND "AS AVAILABLE" BASIS. LOANWALA MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK.

TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, LOANWALA DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. LOANWALA DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM LOANWALA.COM ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. LOANWALA WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.

As To Extraneous Contents
LoanWala hereby alerts and warns its members of the possibility of unauthorized posting of contents by any person including members and unauthorized users and advises discretion in access since such content, information or representation may not be suitable to you including being offensive. LoanWala will not in any way be responsible for such content, information or representations. LoanWala is also not responsible for alterations, modifications, deletion, reproduction, sale, transmission or any such misuse of data and content in the public domain by any user.

GENERAL PROVISIONS

Confidentiality
LoanWala will maintain confidential, all personal information [other than that meant for posting or transmission] furnished by members. However, LoanWala may divulge such information if required by law.

By agreeing to register at LoanWala and its consortium of portals, a user allows LoanWala to get in touch with him/her from time to time on events or offers. This could include exciting offers, information, as well as promotions. LoanWala can use your email address and/or telephone number for this purpose.

Termination of Membership
The membership may be terminated by either party by serving a written notice on the other.

Site Policies, Modification and Severability
Please review our other policies, such as our pricing policy, posted on this site. These policies also govern your visit to www.loanwala.com and consortium of portals. We reserve the right to make changes to our site, policies, and these Terms and Conditions of Use at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.

Suggestions, Complaints, Disputes
Suggestions and complaints are to be first addressed to LoanWala.com's Customer Support Department at support@loanwala.com.

APPLICABLE LAW
The membership is deemed to have been entered into at Chennai, India and the laws of India will govern the membership. Disputes arising out of or in any way affecting the membership including interpretation of any of the terms are to be referred to arbitration under the Arbitration and Conciliation Act [Indian Act] at Chennai before a sole Arbitrator.

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